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Financial Policies
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Esthetic and restorative dentistry is an excellent investment in an individual's well-being. We firmly believe that financial considerations should not be an obstacle to obtaining the treatment you desire. We are sensitive to the fact that different patients have different needs so we provide different payment options.
Payment Options:
VISA, MasterCard, American Express, Discover, Cash, Checks, CareCredit, and Chase Health Advance. Payments are accepted over the phone.
Insurance Accepted:
We accepy any dental plan that allows you to pick your own dentist. We are a provider for Delta Premier.
Insurance Information:
We get many questions concerning the types of insurance accepted in our office. For the record we accept any insurance that lets you choose your own dentist. We are happy to complete your claim forms and submit them to your insurance company. In most cases, the claims will be transmitted online before the end of the treatment day! We expect that you will pay your estimated co-payment at the time of treatment. Remember, this is only an estimate, and is based on the information available to us about your plan.
The range of benefits of your plan depends entirely on what your employer purchases. Some plans cover as little as 30% while others as much as 100% of dental services.
Some plans base the amount of benefit on a schedule of fees arbitrarily developed the insurance company. For this reason, the insurance company may pay a lower percentage than the reimbursement level indicated in your dental plan. For example, your plan may state that it will pay 80% of the cost of a specific treatment. However, if the company is using a schedule of fees it really means the company will pay 80% of this arbitrarily determined fee and not the actual fee charged by our office.
The financial obligation for dental treatment is between you and our office. The insurance company has a contract with you, not our office. However, we will do what we can to see that you receive the dental benefits for which you are entitled. Once your carrier has paid the claim, any difference will be due upon receipt of our statement. If, for any reason, we have not received your insurance payment 90 days after the claim, the remaining balance will be due and payable by you.
Special Financing:
Our office also works with CareCredit to assist you with your payments. For qualified applicants, interest-free payments can be spread over a 3, 6 or 12 month period. Finance company approval must be obtained prior to starting your treatment. Please see the CareCredit information below. |
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No Interest Payment Plans
- 3, 6, & 12 month plan options
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- No interest if the balance is paid within the specified time period.
- Low minimum monthly payments
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Extended Payment Plans
- 24, 36, 48, & 60 month plan options
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- For procedure fees from $1,000 to over $25,000
- 11.90% interest rate
- Monthly payments as low as $25 for a $1,000 fee balance
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With CareCredit, you pay no up-front costs, no pre-payment penalties and no fees. Plus, CareCredit is a revolving credit line for additional treatment or add-on charges, without the need to re-apply. It only takes a few minutes to apply for CareCredit and you'll receive an online decision in seconds! Apply now or see our staff for more details. |
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As a service to our patients, we are pleased to offer the CareCredit card, the nations leading patient payment program. With CareCredit you can finance 100% of your dental care and there are no upfront costs, no annual fees, and no pre-payment penalties. So, you can begin your treatment today and conveniently pay with low, monthly payments.
CareCredit offers a full range of payment plans so you can find one that works best for you. With the popular No Interest Payment Plans* there are no interest charges if you pay your balance in full within the specified time period. Monthly payments can be as low as 3% of your balance. For procedure fees from $1,000 to $25,000, CareCredit offers 24, 36, or 48 month plan options with low monthly payments available.
CareCredit can be used by the whole family for ongoing treatment without having to reapply. And by using CareCredit for your dental care, you can save your other credit cards for household or unplanned expenses. It only takes a few minutes to apply for CareCredit and you'll receive an online decision in seconds! Apply now or see our staff for more details. |
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