Financial Policies

Payment
Options:

Esthetic and restorative dentistry is an excellent investment in an individual's well-being. We firmly believe that financial considerations should not be an obstacle to obtaining the treatment you desire. We are sensitive to the fact that different patients have different needs so we provide different payment options.

Payment Options:

VISA, MasterCard, American Express, Discover, Cash, Checks, CareCredit, and Chase Health Advance. Payments are accepted over the phone.

Insurance Accepted:

We accept any dental plan that allows you to pick your own dentist. We are a provider for Delta Premier.

Insurance Information:

We get many questions concerning the types of insurance accepted in our office. For the record we accept any insurance that lets you choose your own dentist. We are happy to complete your claim forms and submit them to your insurance company. In most cases, the claims will be transmitted online before the end of the treatment day! We expect that you will pay your estimated co-payment at the time of treatment. Remember, this is only an estimate, and is based on the information available to us about your plan.

The range of benefits of your plan depends entirely on what your employer purchases. Some plans cover as little as 30% while others as much as 100% of dental services.

Some plans base the amount of benefit on a schedule of fees arbitrarily developed the insurance company. For this reason, the insurance company may pay a lower percentage than the reimbursement level indicated in your dental plan. For example, your plan may state that it will pay 80% of the cost of a specific treatment. However, if the company is using a schedule of fees it really means the company will pay 80% of this arbitrarily determined fee and not the actual fee charged by our office.

The financial obligation for dental treatment is between you and our office. The insurance company has a contract with you, not our office. However, we will do what we can to see that you receive the dental benefits for which you are entitled. Once your carrier has paid the claim, any difference will be due upon receipt of our statement. If, for any reason, we have not received your insurance payment 90 days after the claim, the remaining balance will be due and payable by you.

CareCredit for dental procedures

We’re pleased to offer our patients CareCredit, North America’s leader in patient payment plans. CareCredit lets you begin your treatment immediately – then pay for it over time with low monthly payments that fit easily into your monthly budget.

Your healthcare credit card.

CareCredit is the credit card exclusively for healthcare services. With no up-front costs and no pre-payment penalties, CareCredit lets you pay over time and frees up cash and credit cards for the other things you want or need. CareCredit offers low monthly payment plans for healthcare procedures not commonly covered by insurance, including dental treatments. Plus, you can use your card again and again to pay for additional treatment for yourself or family members in any CareCredit practice.

Low minimum monthly payments
No up-front costs, no pre-payment penalties

Learn more by visiting CareCredit.com or contacting our office. Ready to apply? Apply online for your CareCredit card today.